*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#102235;background:#f7fbfd;line-height:1.6}a{color:inherit}.wrap{width:min(1100px,calc(100% - 40px));margin:auto}.hero{background:linear-gradient(135deg,#073b57,#0b6f91);color:#fff;min-height:560px}.subhero{background:#073b57;color:#fff}.nav{display:flex;justify-content:space-between;align-items:center;padding:24px 0}.brand{font-weight:800;font-size:1.25rem;text-decoration:none}.navlinks{display:flex;gap:22px}.navlinks a{text-decoration:none;opacity:.9}.hero-content{padding:105px 0 120px;max-width:820px;margin-left:auto;margin-right:auto}.hero-content h1{font-size:clamp(2.8rem,7vw,5.8rem);line-height:1.0;margin:.2em 0}.lead{font-size:1.2rem;max-width:700px;color:#d9eef5}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;font-weight:700;color:#36b8d9}.hero .eyebrow{color:#8de4f5}.button{display:inline-block;margin-top:18px;padding:13px 20px;background:#fff;color:#073b57;border-radius:999px;text-decoration:none;font-weight:700}.section{padding:84px 0}.section h2,.legal h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin:.2em 0 .5em}.section p{max-width:760px}.alt{background:#eaf5f8}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}.card{background:#fff;border:1px solid #d9e8ee;border-radius:18px;padding:26px;box-shadow:0 12px 30px rgba(7,59,87,.06)}.card h3{margin-top:0}.contact a{font-size:1.2rem;font-weight:700;color:#08799d}.footer{background:#082b3b;color:#d9eef5;padding:26px 0}.footer-inner{display:flex;justify-content:space-between;gap:20px}.legal h2{margin-top:2rem}@media(max-width:760px){.nav{align-items:flex-start;gap:20px}.navlinks{flex-wrap:wrap;justify-content:flex-end;gap:10px 16px}.hero-content{padding:80px 0 95px}.cards{grid-template-columns:1fr}.footer-inner{flex-direction:column}.section{padding:60px 0}}